Your Family Emergency Plan and Kit: Home Insurance

It’s rare for a year to pass in Alberta without an incidence of severe weather, and over the past several years their frequency has been occurring even more often. Hailstorms and fires have been costly since 2009, and 2013 was very rough on the province. Alberta experienced record-setting flooding in June of that year, which saw insurance companies recieve more than $1.7 billion in claims, and residents also watched another record be set in the amount of snowfall that fell in the month of December, with plenty more falling throughout the rest of the winter as well.

Severe weather causes downed trees, damaged roofs, power outages, traffic accidents, all of which can result in a lot of anxiety. In times of emergency, planning ahead reduces stress and increases your chance of surviving without a major incident. Protect yourself, your home, your car and your family with a well-communicated emergency plan combined with exceptional, comprehensive insurance coverage from Bow Valley Insurance.

Being Prepared for Big Storms

Alberta experiences every weather extreme. We have blizzards, heat waves, droughts, floods, hailstorms and deep freezes. We also have periodic brushes with tornadoes, too.

An emergency kit specific to Alberta has to be versatile. The government of Canada as well as organizations such as the Red Cross provide useful advice on building 72 hour emergency kits to rely upon in case disaster touches your life.

Your Home Emergency Kit

For your home, always begin with written plan of action. You should also keep a list of important contacts, copies of necessary documents such as insurance policies, and some petty cash, with your paperwork. Store these items in a waterproof envelope or container in an area that is high and dry.

Always ensure to have plenty of medication on hand, and vitamins, especially if there are small children or seniors in the household. And during a disaster, properly maintained smoke and carbon monoxide detectors can save your life. Because detectors are battery-operated, they will work even when the power is out, and will alert you should any appliances malfunction. Of course, a good supply of fresh batteries of appropriate voltages is also important.

Water is another essential. Keep a large jug aside at all times.

Also store in a safe place:

  • Extra keys for all the locks and vehicles
  • A complete first aid kit
  • Scissors
  • Flashlights
  • Candles
  • Lighters and or matches
  • Personal hygiene items (hand sanitizer, toothbrush, toothpaste, soap)
  • Toilet paper and paper towels
  • Garbage bags
  • Sleeping bags/blankets


Enough non-perishable food items for three days is a smart idea to keep aside. When the power goes out it does not take very long for refrigerated food to go bad. Try to put together a good variety of choices from all major food groups, which is possible even with canned food. Maintaining each member of the family’s health is imperative for getting through a disaster safely.

Clothing for several days in the event that you must vacate your home quickly can also make a huge difference in the comfort of your family. And if you suddenly find your vehicle to be your shelter, your car safety kit can be your essential tool for survival.

Review Your Coverage With Bow Valley Insurance

After a disaster is not the time to be underinsured. At Bow Valley we represent fifteen major providers of excellent coverage packages to protect your life, home, auto, and business.

Discover the difference we can make with a home insurance quote today.