Harley Davidson Motorcycle Insurance in Alberta

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Harley Davidson Motorcycle Insurance

Hit the open road on your Harley

Unexpected accidents and injuries can occur while enjoying the ride. Rather than be caught without adequate protection, our motorcycle insurance provides you with the peace of mind for you to enjoy beautiful Canadian scenery and the winding roads with ease.

There are various insurance coverages available for your motorcycle and all the accessories you have installed. Talk to us today to learn more.

We do the Shopping for You!

Why Bow Valley Insurance for your Motorcycle

There are many insurance providers out there, which may leave you asking why you should choose Bow Valley Insurance for your coverage.

There are a few key reasons:

  • Exclusive Rates: for Harley riders
  • Tell us about your motorcycle: tell us all about your Harley so we can understand what protection you need. Whether it’s a low and attractive looking Harley Street Glide® or a classic Street Bob® style, we know everything there is to know about the brand and your bike — meaning you can get informed conversations with our insurance advisors.
  • Compare Quotes: compare quotes across companies and for different policies, making the process transparent and optimized for you, our client. Get the right coverage and begin riding your bike in no time.
  • Ride your Bike: rev up and ride off knowing that you are protected, and as a rider, you are also shielded from the financial impact of liability claims or property damage caused due to an insured loss.

How Much Will My Harley Davidson Insurance Cost?

Bow Valley Insurance strives to equip you with the best policy for your lifestyle and budget while providing coverage from leading providers in Canada. Several factors are taken into account by insurance companies when calculating the rate:

Motorcycle

The make, model, year of manufacture, the engine size, cost new etc. of Harley.

Accessories

Tell us about your bike’s accessories that are separate from your motorcycle. You want to make sure that all the money you put into purchasing those ‘extras’ are covered in the event of a loss.

Driving record

Riders with no prior claims are often rewarded with lower insurance rates, as this indicates low risk and responsibility. While previous accidents and traffic violations may result in higher rates, we will work to find the best possible rates for your situation to ensure affordable and comprehensive protection.

Age

Age impacts your insurance rates and is one of the factors considered when assessing your Harley’s insurance cost.

Location

Where you live and park your motorcycle does affect your rate.

Safety

Whether it’s security upgrades for theft or vandalism prevention or taking a motorcycle safety course, taking precautions to ensure your safety on and off the road can have a positive impact on your insurance rate.

Discounts

If you have multiple bikes or a car and a bike. Getting coverage in one place for all of your bikes, car, home or condo will reduce your insurance costs.

There are several different types of insurance coverage you can get for your motorcycle that you can add by way of endorsements to give you the exact custom-tailored coverage for your needs.

Third-party Liability
This is compulsory and protects you if you injure someone or damage their property due to your negligence, this coverage will pay for any claims filed against you, eliminating the burden and financial stress.
Accident Benefits
Provides you with additional financial backing for medical or rehabilitative treatments not covered by your province’s health plan. This insurance can also replace a portion of your lost income for the time you’re injured.

Some of the optional coverages available:

Collision Coverage

Covers the cost to repair your bike if it’s involved in an accident or a collision. Considering how much money you’ve invested on your rocking Harley, it makes sense that you want to protect your investment for as long as you can from the most common types of accidents.

Comprehensive Coverage

Covers damage caused by fire, hail, theft, or vandalism.

Loss of Use

Ensures that you have a rental motorcycle while yours is getting repaired due to an insured loss. You must have full coverage on your motorcycle to have this endorsement added to the policy.

Roadside Assistance

Emergency service and roadside assistance ensures that you won’t be stranded.

Accident Rating Waiver

Protects you from renewal premiums going up in the event of an at-fault accident.

There are many other types of itemized coverage, but these are a few of the key ones. Other ones to consider motorcycle accessory and upgrade coverage, and motorcycle replacement cost coverage.

Contact Bow Valley Insurance Today

If you need specific targeted help with your motorcycle insurance in Alberta, Bow Valley Insurance can help. Reach out to us at 1-800-332-1308 or contact us through this page.

Coverage is subject to policy wording, terms, conditions, and deductibles. Protection is limited to the perils, coverage, exclusions, and limits shown on the policy.