When you are shopping for a tenant, condo or home insurance policy, you want the best price possible with the best coverage. At Bow Valley Insurance, we can get multiple quotes from different carriers for your home insurance. This will ensure that you are getting the best rate available and have the right protection for you and your valuables.
Here are the areas you need to compare in order to find the best price.
Find the Best Discounts
There are many types of discounts that can be used to lower your home insurance rate. At Bow Valley Insurance, we offer many discounts that could apply to you, such as:
- Over 45 years of age
- Alarm system
- Water sensor
- Customer loyalty
- Being mortgage free
- Claim free
In addition to these discounts, you can often receive a better rate by bundling your home and auto insurance.
Identify What Coverage You Need
All tenant, condo and home insurance policies are not created equal and you need to make sure that you are comparing apples to apples to truly get the best rate with the best coverage. There can be several different coverage options. We can compare quotes and review the coverage that you need. This allows you to get an accurate price comparison.
When shopping for insurance quotes, always make sure that you compare what the deductible on the policy is. A deductible is the amount of money you need to cover out of pocket before your insurance company covers a claim. Having a higher deductible can lower your premiums, but you need to choose an amount that you are comfortable with.
Know the Optional Endorsements
Endorsements can be added to your policy to provide coverage for a number of specified circumstances. Some of the endorsements that can be available are the following:
- Guaranteed replacement loss
- By-laws endorsement
- Sewer backup
- Claims protector
- Home business endorsement
Some of the above endorsements may be automatically included by an insurer in their comprehensive policy, where with other companies, these endorsements can be added.
Let the Professionals at Bow Valley Insurance Shop for You
Let us do the shopping for your home insurance policy to get you the best possible rate.
As professionals serving the insurance needs of our community since 1979, we know how to get you the right coverage to offer you peace of mind at the most competitive rate and we will even show you the comparisons. We will also maximize your discount opportunities, find the endorsement coverage that you need and explain the various policies available so that you can make an informed decision.
Start saving today and get a free quote for the best home insurance rate with the best coverage available. Call 403-297-9400 today!
Note: Coverage is subject to policy wordings, terms, conditions & deductibles. Protection is limited to the perils, coverage, exclusions, limits etc. as shown on the policy.